crumb
Winner, Encode Club X Arc London 2026 Hackathon

Follow the crumbs to better payments.

Payment processing that puts more money back in your pocket.
Built for every retailer, online or in-store.

Lower fees

Than traditional processors

< 1 second

Payment settlement

Zero

Hidden charges

24/7

Always accepting payments

Lower transaction fees

Traditional processors charge 30p + up to 2% per sale. Crumb is built to give you a fairer deal on every transaction.

Instant settlement

Payments settle in seconds so your cash flow stays healthy.

Online and in-store

One platform for all your sales channels.

How it works

1

Sign up your business

Create your merchant account in minutes. No complicated paperwork, no long approval waits.

2

Start accepting payments

Share your payment link, display a QR code, or integrate with your existing setup. Customers pay in a tap.

3

Get paid, keep more

Funds land in your account fast. Lower fees mean more of every sale stays with you, where it belongs.

Built for every business

Online sellers

Whether you run a Shopify store or your own website, Crumb gives you a payment link and dashboard to manage everything in one place.

Payment linksLive dashboardWorldwide

Brick and mortar

Cafes, shops, market stalls. If you accept payments in person, Crumb helps you keep more of what you earn.

QR paymentsAny deviceInstant

Small businesses

Every penny counts. Crumb is simple, affordable, and fair. No hidden fees, no surprises.

SupportNo lock-inTransparent

Ready for agentic commerce

Crumb also supports programmable payments for AI agents and automated services. As commerce evolves, your payment platform is already there.

Ready to keep more of every sale?

Sign up in minutes. Start accepting payments today.